Applying to banks through us.
Get business loans through 1 application:
- 1 application with us, not every bank
- Online application takes just 1 min
- We make sure you're getting the lowest rate possible
Getting a loan with a bad credit.
We'll find the right lenders and get your business loan approved:
- You get money the same day
- Our advice and support
- Minimum documents

Types of Business Financing

Unsecured Business Loans

No collateral is needed to get approved for an unsecured business loan. You get access to working capital without puting up personal or business property on the line. Popular choice since it reduces risk for business owners.
Business Term Loans
Lump sum of capital at a fixed interest rate with standard repayment terms.
Business Line of Credit
Flexibility to borrow from a pool of funds. You only pay interest on money you use.
Merchant Cash Advance
Borrow money that repay via a percentage of your daily credit card sales.

Secured Business Loans

If you provide some collateral to secure a business loan, you can get approved for lower interest rates since collateral lowers the risk for a lender.
SBA Loans
Business loans partially guaranteed by the U.S. Small Business Administration.
Equipment Financing
Business loan to pay for equipment like vehicles, machinery or technology.
Invoice Factoring
Get cash flow upfront in exchange for your unpaid invoices.

How we help you get a loan

1. Apply online
Just fill out a short form — it takes less than a minute. Our AI checks your business instantly, and your manager will send a simple service agreement. Sign it online, and we’ll get started. The service fee is just 1% of the loan amount.
2. Choose
You’ll receive 3 approved loan options tailored to your needs. Review the terms on your own or with help from your manager, and pick the one that’s best for your business.
3. Get Funded
Once you choose an offer, the money lands in your bank account the same day. You get the best loan and pay just a 1% fee. Need funding again later? We’ve got you covered.

About

Lend.X is a loan broker for businesses. Our mission is to promote entrepreneurship by optimizing the lending process.

Time For Smarter Business Lending

Our 1% fee means we stay on your side.

You get the best loan options because we work for you, not the banks. Unlike most brokers, we don’t get paid by lenders.

Our simple 1% fee keeps us focused on finding the right offer — not the one that pays the biggest commission. That’s the fair and honest way to do business.
How is this achieved?
Our AI instantly reviews your business and matches you with the best lenders. Then we contact the bank most likely to approve your loan.

Some banks prefer riskier loans, others look for safer ones. We know the difference — and we know who’s best for your case. That’s how you get the best terms with the lowest possible interest rates.
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Trust the fundraising work to us.

Why we are trusted

Using AI

We use AI to speed up processes, enhance accuracy, and improve your experience.

Flexible & client-focused

Your personal manager stays by your side, making the process easy and tailored to you.

Pay after results

No upfront costs — you pay only after securing the best loan offer.
How much do the services cost?
1% of the amount of the loan received — only after you get funded.
How to do it online?
Contract signing - via scan or online service.
Contact us - via messanger or email.
Get funded - directly to your bank account.
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After applying, you'll be assigned a personal manager who stays in touch, answers your questions, and guides you through the whole process.

Working online allows us to contact with more banks and offer the best deals to businesses across the U.S.
How quickly will I get a loan?
Most clients receive the funds within 1 business day.

You'll get

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A fully online process
No office visits, handle everything remotely.
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Tailored loan options
Matched with lenders that fit your business needs.
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Full transparency
Stay informed at every step of the process.
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Expert guidance
Save time and avoid the stress of securing a loan.
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Top-tier privacy & security
Your data is always protected at the highest level.
You
Your business
Loan
Details
Your details stay between you and your Lend.X advisor — just to help find the right funding for your business.
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Your business
Loan
Details
Tell us about your business. Applying with Lend.X doesn't impact your credit score.
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Loan
Details
So, what are your loan wishes? We’ll match you with the right lender, secure the best rate, and work to get your loan approved.
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Details
You've made it to the last step! You can give us important details or ask a question. It's optional.
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